Debt Consolidation firms assist people in consolidating their debts. By using a debt consolidation company, clients can become debt free in months, not years. Credit card debt is the largest area to consolidate debt. This site describes debt consolidation services.

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There's alot of mystery surrounding credit reporting. Following are excerpts from the FTC on amendments to prevent violations and gross negligence to protect YOU. Click here to see if we can help with your reports...

Excerpts
16 C.F.R. Part 600
Fair Credit Reporting Act Interpretations: Proposed Interpretations
Text of the Federal Register Notice [PDF 62K]
News Release (December 18, 2000)
Public Comments
FTC Testifies on Proposed Amendments to Fair Credit Reporting Act (HR3408) May 4, 2000)

Prepared Statement of the Federal Trade Commission Concerning the Interaction Between the Fair Credit Reporting Act and Other Federal Statutes and Policy Goals With Respect to Workplace Investigations

Text of the Testimony
Attachment:Commission Approved Letter Responding to Request from Representative Pete Sessions for Comments on H.R. 3408, the "Fair Credit Reporting Amendments Act of 1999 (March 3, 1999)

Nation's Big Three Consumer Reporting Agencies Agree To Pay $2.5 Million To Settle FTC Charges of Violating Fair Credit Reporting Act (January 13, 2000)

California Debt Collection Agency Settles FTC Charges Of Fair Credit Reporting Act Violations (August 24, 2000)

Marketer of Federally Insured Home Improvement Loans Agrees to Pay Civil Penalty for Violations of Federal Law (October 14, 1999)

Privacy, Accuracy and Fairness of Sensitive Personal Information Enhanced for Consumers under Amended Credit Report Statute (September 29, 1997)

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